As of Sep 21, “Credit Freezes” & “Unfreezes” Will Be Free for All Americans by Wolf Richter • Sep 18, 2018 • 35 Comments After the uproar about the Equifax hack, Congress did do something. And credit freezes are now a lot easier to place and lift.
What Can Cause the Next Mortgage Crisis in the US? by Wolf Richter • Sep 16, 2018 • 96 Comments The soothingly low mortgage delinquency rate is a deceptive indicator: the New York Fed weighs in.
What Will These Mortgage Rates Do to Homeowners Trying to Refinance, Homebuyers, and Mortgage Lenders? by Wolf Richter • Sep 12, 2018 • 50 Comments Refinancing activity plunges to the lowest level since 2000.
Automakers Take Note: Americans Are Changing How They Commute to Work by Wolf Richter • Sep 2, 2018 • 117 Comments A structural shift with some significance for the auto industry.
Subprime Begins to Haunt Credit Card Balances by Wolf Richter • Aug 21, 2018 • 60 Comments Delinquencies soar past Financial-Crisis peak at the nearly 5,000 smaller US banks, and these are the good times. What’s going on?
Average Age of Cars & Trucks by Household Income and Vehicle Type over Time by Wolf Richter • Aug 21, 2018 • 79 Comments A deep dive based on the report by the Federal Highway Administration for 2017 compared to 2009.
Rate Hike Ammo, Even Without Food & Energy by Wolf Richter • Aug 10, 2018 • 59 Comments Core CPI jumps the most since 2008.
What’s Going On in the Used Car & Truck Market? by Wolf Richter • Aug 9, 2018 • 72 Comments As “affordability challenges” hit new vehicles, consumers switch to used, prices spike to record, inflation psychology sets in.
The State of the American Debt Slaves, Q2 2018 by Wolf Richter • Aug 8, 2018 • 132 Comments Let the good times roll.