Banks

FDIC Ends Disclosing Total Assets of Banks on “Problem Bank List,” as Disclosure Might Suddenly Trigger a “Disorderly Run”

Are disclosures of “unrealized losses” on bank balance sheets next?

Household cash in money market funds jumps to a record but CD balances begin to decline.

Households’ money market fund & CD balances rise to a record $7.4 trillion; “savings” are far from depleted, they’re bigger than ever.

The banks could sell the leveraged loans, but only at a big loss. Some have already written them down by hundreds of millions of dollars.

They’re only a small-ish part of the banking industry’s overall loan book. But some banks are more exposed than others.

Rate-cut-mania soothed the pain, but it’s over.

There’s no need to still pay a “loyalty tax” to the banks.

When CRE hits investors, fine, they were paid to take those risks. But we’re a little more squeamish when it comes to banks.

Another reason why the Fed can let the CRE swoon rip.

In 2024, some banks will fail. In 2023, five banks failed. In 1989, over 500 banks failed. Since 1936, there were only 5 years without bank failures.

Page 1 of 8

1 2 3 … 8 »