Update on the “Lock-in Effect” in the Housing Market: Below-3% & 4% Mortgages Fade Very Slowly by Wolf Richter • Mar 27, 2026 • 52 Comments Share of ARMs originations fell further and is at historic lows: FHFA’s National Mortgage Database.
There Goes the Spring Selling Season: Mortgage Rates Jump, Mortgage Applications to Purchase a Home Drop by Wolf Richter • Mar 25, 2026 • 62 Comments Mortgage purchase applications are down by 35% from the same period in 2019 in a housing market that remains frozen.
Treasury Yields Spike, 10-Year to 4.39%, 30-Year to 4.96%, Mortgage Rates to 6.5%, as the Bond Market Gets Antsy by Wolf Richter • Mar 20, 2026 • 54 Comments Bond market frets about inflation, leveraged Treasury bets unwind, housing market frets about spring selling season.
Prices of New Single-Family Homes Drop Further, Inventory of Completed New Homes for Sale Highest since 2009 by Wolf Richter • Mar 19, 2026 • 37 Comments Hoping for lower mortgage rates that may not come.
The Most Splendid Housing Bubbles in America: Price Drops & Gains in 33 Big Expensive Cities, February 2026 by Wolf Richter • Mar 17, 2026 • 50 Comments Each city has its own housing market. In some, home prices have dropped a lot; in others, prices have hit new highs.
Pending Home Sales Ticked Up from Record Low. But Now Mortgage Rates Spiked Back over 6.3% by Wolf Richter • Mar 17, 2026 • 22 Comments Home sales in February, as feeble as they were, benefitted from the lowest mortgage rates in years. Those rates are now gone.
Treasury Yields Jump, 10-Year to 4.28%, 30-Year to 4.90%, Mortgage Rates Spike to 6.41%, on Inflation & Deficit Fears by Wolf Richter • Mar 14, 2026 • 54 Comments US Government sold $651 billion of Treasury securities this week into these rising yields.
What it Takes to Sell Homes in this Market: Lennar Cuts Average Selling Price to 2017 Level by Wolf Richter • Mar 13, 2026 • 77 Comments Much lower margins, lower revenues per square foot, and lower construction costs. “We are adapting to market conditions as they are and not waiting for the market to bounce back”: CEO.
Supply of Single-Family Homes Surges to Highest for February in 9 Years, Demand Stuck in the Deepfreeze by Wolf Richter • Mar 10, 2026 • 73 Comments Condo sales plunged to a record low shared with two other months.
Biggest Single-Family Rental Landlords, Mom & Pop Landlords, and Trump’s Push to Block Big Guys from Buying More Homes by Wolf Richter • Feb 23, 2026 • 95 Comments It might not make much difference now, but it would during a housing crash.
