UPST: Upstart Holdings, Inc. Stock

SIC 6199 – Finance Services

Valuation
Market Cap ($M) 3,834.65
Enterprise Value ($M) 4,535.72
Book Value ($M) 633.22
Book Value / Share 6.66
Price / Book 6.06
NCAV ($M) 48.83
NCAV / Share 0.51
Price / NCAV 78.54

Profitability (mra)
Return on Invested Capital (ROIC) -0.06
Return on Assets (ROA) -0.07
Return on Equity (ROE) -0.21

Liquidity (mrq)
Quick Ratio 13.32
Current Ratio 13.32

Balance Sheet (mrq) ($M)
Current Assets 1,782.57
Assets 2,366.96
Liabilities 1,733.74
Debt n/a
Equity n/a

Income Statement (mra) ($M)
Revenue 676.96
Operating Income -132.42
Net Income -128.58
Earnings Per Share Diluted n/a
Earnings Per Share Basic n/a

Cash Flow Statement (mra) ($M)
Cash From Operations 186.33
Cash from Investing -237.73
Cash from Financing 559.87

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File Date Form Activist 13D/G Investors Ownership
(%)
Change
(%)
02-14 13G/A D. E. Shaw & Co, L.p. 4.90

Top 13F Investors Shares
(1000)
Change
(%)
Value
($1000)
Change
(%)

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Date Insider Trades Code Shares Value

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Short Volume
Market Date Short Volume Total Volume Short Volume Ratio
2025-04-21 767,028 2,691,490 28.50
2025-04-17 488,786 2,608,816 18.74
2025-04-16 679,126 2,758,450 24.62

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OPRT – Oportun Financial Corporation PWP – Perella Weinberg Partners LP
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