UPST: Upstart Holdings, Inc. Stock

SIC 6199 – Finance Services

Valuation
Market Cap ($M) 7,422.85
Enterprise Value ($M) 8,123.91
Book Value ($M) 633.22
Book Value / Share 6.76
Price / Book 11.72
NCAV ($M) 48.83
NCAV / Share 0.52
Price / NCAV 152.02

Profitability (mra)
Return on Invested Capital (ROIC) -0.06
Return on Assets (ROA) -0.06
Return on Equity (ROE) -0.20

Liquidity (mrq)
Quick Ratio 13.32
Current Ratio 13.32

Balance Sheet (mrq) ($M)
Current Assets 1,782.57
Assets 2,366.96
Liabilities 1,733.74
Debt n/a
Equity n/a

Income Statement (mra) ($M)
Revenue 676.96
Operating Income -132.42
Net Income -128.58
Earnings Per Share Diluted n/a
Earnings Per Share Basic n/a

Cash Flow Statement (mra) ($M)
Cash From Operations 186.33
Cash from Investing -237.73
Cash from Financing 559.87

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File Date Form Activist 13D/G Investors Ownership
(%)
Change
(%)
9 days ago 13G/A D. E. Shaw & Co, L.p.
2024-02-13 13G/A Vanguard Group Inc 8.25
2024-02-09 13G/A Upstart Holdings, Inc. 14.70
2024-01-29 13G BlackRock, Inc. 6.50

Top 13F Investors Shares
(1000)
Change
(%)
Value
($1000)
Change
(%)

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Date Insider Trades Code Shares Value

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Short Volume
Market Date Short Volume Total Volume Short Volume Ratio
2025-02-21 1,098,793 5,599,453 19.62
2025-02-20 1,643,177 5,980,262 27.48
2025-02-19 1,867,535 6,215,407 30.05
2025-02-18 2,110,250 7,702,952 27.40

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