How Americans Handled their Auto Loans & Leases in Q3 2025: Subprime & Prime Delinquency Rates, Balances, and Burden by Wolf Richter • Nov 10, 2025 • 41 Comments Loan balances remained flat for a year despite higher unit sales, an unusual situation. Two reasons: prices and cash deals.
Here Come the HELOCs: Mortgages, Housing-Debt-to-Income-Ratio, Serious Delinquencies, and Foreclosures in Q3 2025 by Wolf Richter • Nov 7, 2025 • 69 Comments Banks are mostly off the hook this time; risks were shifted to taxpayers and investors.
Household Debts, Debt-to-Income Ratio, Delinquencies, Collections, Foreclosures, and Bankruptcies of our (not so) Drunken Sailors in Q3 2025 by Wolf Richter • Nov 5, 2025 • 76 Comments The long-defaulted federal student loans were pulled out of the forbearance closet.
AI-Powered Tricolor and its Mushroom Cloud of Fraud Allegations Are a Sign Greedy Lenders Closed their Eyes for Years, Not a Sign Consumers Are “Cracking” or Whatever by Wolf Richter • Oct 17, 2025 • 60 Comments American consumers are doing OK on their auto loans.
Tariff Cash Keeps Rolling In: Record $30 Billion in September by Wolf Richter • Oct 1, 2025 • 101 Comments Corporate profits, after exploding in the high-inflation era, fell this year. Tariffs are very difficult to pass on after the price spikes in 2020-2022.
What Slowdown? Q2 GDP Growth Revised Up to Hot Zone of 3.8%, Stronger Consumer Spending & Private Fixed Investment by Wolf Richter • Sep 25, 2025 • 57 Comments Government consumption and inventories were a bigger drag though. All adjusted for inflation.
My Thoughts about those August Retail Sales by Wolf Richter • Sep 16, 2025 • 34 Comments Some big shifts related to tariffs. But our Drunken Sailors keep on splurging.
Money-Market Funds & CDs: Americans Grow their Huge Piles of Interest-Earning Cash Further despite Lower Yields by Wolf Richter • Sep 12, 2025 • 110 Comments Household money-market funds surged, large CDs also surged. But small CDs are the hot money; they flee when yields drop.
Credit Card Delinquencies, Balances, Burden, Credit Limits, and Collections in Q2 2025 by Wolf Richter • Aug 19, 2025 • 30 Comments Our Drunken Sailors and their Credit Cards.
My Thoughts about those July Retail Sales by Wolf Richter • Aug 15, 2025 • 113 Comments Drunken Sailors going about their lives, spending money, moving the economy forward.
