Money-Market Funds & CDs: Americans and their Piles of Interest-Earning Cash by Wolf Richter • Jun 13, 2025 • 15 Comments After inflation, “real” yields on money-market funds are near 2%, and households kept pouring cash into them. But CDs lost ground.
Tariff-Inflation Watch: CPI Inflation in Light of the Tariffs by Wolf Richter • Jun 11, 2025 • 113 Comments No signs yet of tariffs getting passed through to consumers, neither in durable goods nor in clothing and footwear.
Credit Card Delinquencies, Balances, Debt-to-Income, and Credit Limits in Q1 2025: Our Drunken Sailors & their Credit Cards by Wolf Richter • May 20, 2025 • 82 Comments With the free money gone, the hangover is getting worked off.
Auto-Loan Balances, Debt-to-Income Ratio, Serious Delinquencies for Subprime & Prime in Q1 2025: Our Drunken Sailors and their Auto Loans by Wolf Richter • May 16, 2025 • 19 Comments Something rare occurred: Auto loan balances fell despite highest new & used vehicle sales in years. More people paid cash to dodge interest rates?
Beyond the Squiggles in Retail Sales by Wolf Richter • May 15, 2025 • 31 Comments Our Drunken Sailors may be in a crappy mood, but that doesn’t stop them.
Here Come the HELOCs: Mortgages, Housing-Debt-to-Income-Ratio, Serious Delinquencies, and Foreclosures in Q1 2025 by Wolf Richter • May 14, 2025 • 61 Comments Who’s on the hook this time? Mostly not the banks, but taxpayers, except for HELOCs.
Household Debts, Debt-to-Income Ratio, Serious Delinquencies, Collections, Foreclosures, Bankruptcies: Our Drunken Sailors’ Debts in Q1 2025 by Wolf Richter • May 13, 2025 • 91 Comments Student loans are loans again, OOPS.
GDP Whacked by Massive Spike in Imports on Frontrunning of Tariffs. Consumer Spending Grew, Business Investment Soared by Wolf Richter • Apr 30, 2025 • 81 Comments “Final sales to private domestic purchasers” jumped by 3.0%, on strength in the private economy of businesses and consumers.
Drunken Sailors Back in Splurge Mode, Retail Sales Surge. Even at Restaurants & Bars not Part of Frontrunning Tariffs by Wolf Richter • Apr 16, 2025 • 62 Comments The recession is going to have to get back in line and wait.
Retail Sales in February Were Confusing by Wolf Richter • Mar 17, 2025 • 52 Comments Ecommerce sales jumped. General merchandise retailers, supermarkets, etc., booked solid gains. Lower prices cut gasoline & auto sales. But restaurants?
