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Alberta Falls off the Chart.

All that makes sense, but why are there still any cash-out refis when people could take cash out via HELOCs, without losing a 3% mortgage?

Turns out, collapse of the currency is the price Japan is now paying for years of crazed monetary policies.

Retail sales by major segment: huge winners (on top: ecommerce and general merchandise retailers), and some big losers.

When CRE hits investors, fine, they were paid to take those risks. But we’re a little more squeamish when it comes to banks.

Condos in Toronto hit 28-month low. But Vancouver house prices only -3.9% from peak in 2022. Calgary house prices jump to new high; oil boom helps.